Ancillary income solutions designed to diversify revenue and increase income. | BCS Financial


Solving for benefit gaps by providing personalized and affordable ancillary solutions that protect the financial wellness of healthcare consumers

Large claim solutions for balance sheet protection. | BCS Financial


Coverage that protects balance sheets against large and unpredictable claims

Enterprise risk management and specialty risk products. | BCS Financial


Enterprise risk management and specialty risk products that meet current needs and address emerging trends

Investment vehicles and strategies to optimize the financial strength of the Blue System. | BCS Financial


Investment vehicles and strategies that optimize the financial strength of the Blue System

Success is in the Family

Supporting, protecting, and enhancing the success of the family of Blue Cross Blue Shield Companies across the country.

Our innovative financial and insurance solutions serve Blue Cross and Blue Shield companies and commercial markets across America. In fact, we’re owned by all primary Blue Cross and Blue Shield licensees, and we have insurance licenses in all 50 states.

View and Download the PDF version of our company overview brochure

All we do. For you.

From Our Blog

BCS Partners With Virtual Benefits Administrator (VBA) as Administrative Platform for Award-Winning EssentialCare Products

Partnership will allow for enhanced administration and engagement for Blue Plans, brokers and clients OAKBROOK TERRACE, Ill., November 5, 2019 ( – BCS Financial (BCS) has entered into an agreement with Virtual Benefits Administrator (VBA) to be its administrative platform for the award-winning EssentialCare ancillary product line on the state-of-the-art, secure, cloud-based platform. BCS EssentialCare […]

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Meet the Team – Cyber

Meet the Team – Chad Chaffin October is National Cybersecurity Awareness Month, so we are taking a peek into a day in the life of cyber team member, Chad Chaffin. Chad is Vice President, Property & Casualty Underwriting, with responsibility for our Cyber insurance products, along with Agent E&O.  Q: What does a typical day […]

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