Ancillary income solutions designed to diversify revenue and increase income. | BCS Financial


Solving for benefit gaps by providing personalized and affordable ancillary solutions that protect the financial wellness of healthcare consumers

Large claim solutions for balance sheet protection. | BCS Financial


Coverage that protects balance sheets against large and unpredictable claims

Enterprise risk management and specialty risk products. | BCS Financial


Enterprise risk management and specialty risk products that meet current needs and address emerging trends

Investment vehicles and strategies to optimize the financial strength of the Blue System. | BCS Financial


Investment vehicles and strategies that optimize the financial strength of the Blue System

Success is in the Family

Supporting, protecting, and enhancing the success of the family of Blue Cross Blue Shield Companies across the country.

Our innovative financial and insurance solutions serve Blue Cross and Blue Shield companies and commercial markets across America. In fact, we’re owned by all primary Blue Cross and Blue Shield licensees, and we have insurance licenses in all 50 states.

View and Download the PDF version of our company overview brochure

All we do. For you.

From Our Blog

Meet the Team – Product Development

Bruce Bahn, Vice President, Product Development shares a day-in-the-life of the Product Development team at BCS, and provides additional insights into the recent launch of our EssentialCare Accident and Critical Illness policies. Q: Describe your/your team’s role at BCS. A: The Product function at BCS Financial contributes to the growth and profitability of the organization […]

Read more

BCS Financial Announces New EssentialCare Accident and Critical Illness Products

OAKBROOK TERRACE, Ill., July 8, 2019 ( – BCS Financial, a national insurance organization owned by all 36 Blue Cross Blue Shield Plans, announces today it has expanded its EssentialCare line of products to include Group Accident and Group Critical Illness policies. The products, underwritten by BCS Insurance Company, help protect consumers from the rising costs […]

Read more
Interested in joining the community? Learn More