Employer Stop Loss
We offer flexible specific and aggregate coverage, insurance, reinsurance, risk share, and underwriting-only stop loss solutions
Complete array of coverage options for both large and small self-funded groups
Specific
Coverage per individual participant limits high-cost claimant exposure
Available medical-only, or medical with Rx
Aggregate
Coverage for entire group limits overall claims costs
Can include medical-only or a combination of medical with Rx, dental, and vision
Reinsurance
We offer multiple stop loss reinsurance arrangements to help you manage – and mitigate – risk
BCS Stop Loss customers have access to BCS RiskNavigator claims management services. Learn more.
Why Where You Live and Work Affects Your Stop Loss Rates
By Blake Schraft, Director, Large Claims Business Development Where an employer population resides has a substantial impact on the calculated stop-loss insurance premium rates. Why? The cost of providing medical care varies, sometimes dramatically, from region to region. Since employer…