EssentialCare Group Voluntary
We solve for benefit gaps by providing personalized and affordable health solutions that protect the financial wellness of healthcare consumers
Explore our suite of customizable healthcare solutions
Group Accident
Helps pay for unexpected out-of-pocket costs that result from an accidental injury
Group Critical Illness
Helps cover the costs of life-changing illnesses or health events
Group Hospital Indemnity
Provides financial protection against out-of-pocket and unplanned expenses resulting from a hospital stay
Through our partnership with LifeSecure, BCS also offers individual ancillary products to supplement traditional health plans and help individuals protect their health and income.
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Why BCS EssentialCare Hospital Indemnity Is a Smart Choice for Brokers and Employers
Medical bills remain one of the biggest financial stressors for many American households today. Studies show that medical debt contributes to over 60% of personal bankruptcies in the U.S., a staggering reality that highlights how quickly healthcare expenses can overwhelm even those with insurance. A key factor behind these rising costs? Hospital stays. According to…