BCS Insurance Company

We offer a variety of insurance solutions to solve your benefit challenges


Fixed Indemnity

Flexible, fixed indemnity medical insurance for hourly, part-time, and intermittent employees

Group Voluntary

Ancillary insurance products to offer financial protection and solve for gaps in benefit coverage

Stop Loss

Protection for self-funded medical plans against large and unpredictable claims

Excess of Loss/Reinsurance

Insurance products and services to mitigate the risk of high-cost claimants

Cyber Insurance

Financial protection and proactive claims-handling services for cyber and privacy breaches

Agent E&O Insurance

Protection against claims arising from the sale and servicing of insurance policies

Travel Insurance

Trip protection for cancellations, emergency medical, and more

About BCS

BCS Financial Corporation has more than 75 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.

75 years experience

Rated A (Excellent) by A.M. Best

Licensed in all 50 states

More than 16 million lives covered

Learn more about BCS