August means back-to-school, the start of fall sports, and … accidents?
According to a report from Stanford University Health, 3.5 million children under the age of 14 are hurt annually playing sports or participating in recreational activities. While the most common types of injuries are things like sprains or strains, other injuries like fractures, dislocations, and concussions can result in emergency care and ongoing treatments – and the bills that come with it.
After a sports injury, parents may be left paying thousands out of pocket for deductibles, copays and coinsurance, which is the last thing they need when dealing with their child’s medical issue. Voluntary benefits like accident insurance can help by providing cash directly to the insured to help them cover costs, often at a fraction of the cost of traditional medical plans.
As you assess health benefit options for the upcoming open enrollment season, consider adding Accident Insurance to your offering.
BCS EssentialCare Accident Insurance is designed with employees in mind. With flexible plan designs, brokers and employers can build a plan that works for their employee population – including a benefit for Organized Sports, which can provide an additional 25% bonus payout on top of other payable benefits. EssentialCare Accident Insurance can also provide coverage for the everyday accidents that happen, such as falls, burns, or lacerations, and a suite of dependent child and caregiver benefits that can be especially helpful for employees in various lifestages.
For more information about EssentialCare, contact BCS.
