Group Ancillary Products

^{*PROMOTION RULES AND REQUIREMENTS
Promotion applies to new qualified EssentialCare Group Accident, Hospital Indemnity, and Critical Illness insurance policies with effective dates between July 1, 2019 and January 1, 2020. Bonus payable of $1,000 on first new sold group only, with an additional bonus of $10 per enrollee across all sold groups during this time frame, up to a total maximum payout of $10,000. To qualify, eligible groups must have a size of 50+ employees with a participation rate that is the greater of 10 lives or 10% (including spouse and dependents). Enrollment based on first enrollment file received from third-party administrator. Maximum payout is capped at $10,000 or when promotion ends, whichever comes first. Payments will be processed in February 2020, based on January 2020 data. Offer available for agents licensed, appointed, and in good standing with BCS Insurance Company at time of payment. Promotion is not available in all states. BCS Insurance Company reserves the right to cancel, change, or alter the promotion at any time.}

^{ESSENTIALCARE LIMITED BENEFIT, GROUP ACCIDENT, GROUP CRITICAL ILLNESS AND GROUP HOSPITAL INDEMNITY ARE LIMITED BENEFIT POLICIES – READ YOUR POLICY CAREFULLY. THESE POLICIES ARE NOT MAJOR MEDICAL INSURANCE AND ARE NOT INTENDED TO BE A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE.}

BCS EssentialCare insurance products are underwritten by BCS Insurance Company, OH (Administrative Offices: Oakbrook Terrace, IL). See policy documents for a complete description of benefits, exclusions, limitations, and conditions of coverage. Features and availability by vary by location and are subject to change. In some states, EssentialCare products are pending regulatory approval.