Jul 17 2014
Victoria Falls Train Wreck Injures Tourists | Travel Pulse
This special short video and article from Consumer Reports provides an excellent overview of what the ACA will mean to individuals and their families. It includes many helpful sections on how people will be affected by the ACA, including information on getting insurance through work, buying your own insurance, and if you are on Medicare. Additionally, the report includes charts that allow you to understand your income relative to the federal poverty level, whether your state is one that is expanding Medicaid, and how all of this will affect your potentially available subsidy.It’s showtime for health care reform: What the Affordable Care Act means for you and your family | ConsumerReports.org
10 things to know about state health insurance exchanges | Alson Martin, Healthcare Reform Facts, LifeHealthPro
Prior to the high court’s historic ruling last month, Section 3 of DOMA denied gay and lesbian couples the same rights and benefits afforded to opposite-sex married couples under more than 1,000 federal laws. As an example, for employers already voluntarily offering group health and retirement benefits to their employees’ same-sex partners, experts say the Supreme Court’s ruling should provide some administrative relief by ending the Internal Revenue Service’s disparate taxation of those benefits. Employees may save thousands of tax dollars each year as well. These changes will most certainly create a ripple effect as ERISA laws are clarified and as guidance comes from the IRS and the U.S. Department of Labor.
In the meantime, non-ERISA programs such as the 4 Ever Life Group Universal Life program do not pose these issues to employers. Furthermore, the program has been designed to rely jointly upon state law and employer practice eliminating any issues surrounding the current inconsistency in state laws governing who is a spouse.