Injured Tourists Benefit From Travel Insurance

Greg Petit

Many travelers do not plan for the negative scenarios that could occur during a trip. However, accidents and tragedies can happen at any time. Many times travelers are out of their comfort zones and are unsure of how to handle these situations. Read the following article from Travel Pulse and see how Allianz Global Assistance was able to quickly help their insured after an accident. This is a prime example of how travel Insurance can give you peace of mind and put you at ease while planning your trip in case any unforeseen events may occur. 

Victoria Falls Train Wreck Injures Tourists | Travel Pulse

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From Natural Disasters To Vacation Disasters

Greg Petit

There is no way to be certain about the weather conditions when planning a trip. However, knowing that June 1st marks the opening day of Hurricane Season can help you to plan accordingly and protect your trip with travel insurance. Read the following article from InsureMyTrip and find out what insurance companies consider to be “known perils” and how hurricanes can affect your trip even if your destination is not a hurricane hotspot. 

Why Purchasing Travel Insurance For Hurricanes Can’t Wait | InsureMyTrip
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Tips on Insuring Your Vacation

Greg Petit

With summer fast approaching, it is the perfect time for people to begin planning their vacations. It is important to figure out which travel insurance options best suit your needs. Some trips may be a little more adventurous while others may be less so, especially when traveling with young children.

Check out the following article from InsureMyTrip and find out what works best for you:
National Park Week: Insuring Your Family Adventure | InsureMyTrip
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Healthcare Reform is Around the Corner: What this means for individuals and their families

Greg Petit

This special short video and article from Consumer Reports provides an excellent overview of what the ACA will mean to individuals and their families. It includes many helpful sections on how people will be affected by the ACA, including information on getting insurance through work, buying your own insurance, and if you are on Medicare. Additionally, the report includes charts that allow you to understand your income relative to the federal poverty level, whether your state is one that is expanding Medicaid, and how all of this will affect your potentially available subsidy. 

It’s showtime for health care reform: What the Affordable Care Act means for you and your family  |  ConsumerReports.org
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Health insurance: 10 things about exchanges

Greg Petit

This article from Healthcare Reform Facts, by Alson Martin, details some excellent information about state health insurance exchanges. As the ACA moves through the stages of implementation, this summary is very helpful to those involved in working with insurers, brokers, and clients.

10 things to know about state health insurance exchanges | Alson Martin, Healthcare Reform Facts, LifeHealthPro

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Watch this Excellent Video on the Affordable Care Act

Greg Petit

This is an excellent video created by The Henry J. Kaiser Family Foundation, which provides useful information on the Affordable Care Act.

Kaiser Foundation Video
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Group Benefits Plans and DOMA Ruling

Greg Petit

Prior to the high court’s historic ruling last month, Section 3 of DOMA denied gay and lesbian couples the same rights and benefits afforded to opposite-sex married couples under more than 1,000 federal laws. As an example, for employers already voluntarily offering group health and retirement benefits to their employees’ same-sex partners, experts say the Supreme Court’s ruling should provide some administrative relief by ending the Internal Revenue Service’s disparate taxation of those benefits. Employees may save thousands of tax dollars each year as well. These changes will most certainly create a ripple effect as ERISA laws are clarified and as guidance comes from the IRS and the U.S. Department of Labor.

In the meantime, non-ERISA programs such as the 4 Ever Life Group Universal Life program do not pose these issues to employers. Furthermore, the program has been designed to rely jointly upon state law and employer practice eliminating any issues surrounding the current inconsistency in state laws governing who is a spouse.

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