Watch this Excellent Video on the Affordable Care Act

Greg Petit

This is an excellent video created by The Henry J. Kaiser Family Foundation, which provides useful information on the Affordable Care Act.

Kaiser Foundation Video
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Charting the New Course of Value, Navigated.

Sasha Schnurr

Strategic partnerships. Mergers and acquisitions. Product development. Opportunities are abundant in today’s insurance and financial markets. That’s why at BCS Financial Corporation, we’re charting new territory to emerge from healthcare reform ahead of the curve.

Starting with the November 2011 issue of Exchange, we began examining many challenges facing today’s insurance and financial markets in terms of the innovative and unique product and service solutions offered by the subsidiaries of BCS Financial.

As we conclude this series, let’s now discuss how we capitalize on our subsidiary and partnership assets to navigate value in the face of emerging market conditions.

We believe that navigating value is charting new opportunities in uncharted post-healthcare reform markets. We also believe that precise navigation leads to expanding protection with the innovative insurance offerings of BCS Insurance Company, protecting assets with the strategic financial partnerships of BCS Financial Services Corporation, and enhancing protection with the unique underwriting solutions of 4 Ever Life Insurance Company.

Most importantly, we believe that value is navigated not only with a clear vision, but also with a solid foundation of strong governance, international capabilities, and best-in-class expertise.

We invite you to join us inside this issue as we further chart how BCS Financial delivers value, navigated.


Navigating Capital and Foundation Value.

Simply put, value is created when a business generates revenues exceeding expenses. But in today’s economy, many analysts insist on a broader definition of “value creation” that should be considered separate from traditional financial measures. At BCS Financial Corporation, we call this Value, Navigated.

BCS specializes in navigating value by pairing our ValueN opportunity model with our Value Spectrum of capabilities. Our ValueN model is a critical tool in creating growth because all growth is not created equal. We rely on this approach to measure, monitor, and improve four key drivers vital to the success of each opportunity: Weighted Average Cost of Capital (WACC), Organic Revenue Growth (g), Return on Invested Capital (ROIC), and Core Operating Profit (P). As these drivers are affected by quantitative and qualitative variables (Q2), we strive to understand and communicate the total picture.

Our Value Spectrum is an unprecedented network of partnerships and capabilities. The spectrum enables BCS Financial to leverage the power of ValueN by pairing opportunities with the innovative insurance offerings with the innovative insurance offerings of BCS Insurance Company, strategic financial partnerships of BCS Financial Services Corporation, and unique underwriting solutions of 4 Ever Life Insurance Company. Offering a wide array of insurance and financial service capabilities nationwide, the spectrum enables BCS Financial to be an unmatched asset within the Blue Cross and Blue Shield System.

Together, BCS Financial utilizes our ValueN financial expertise and Value Spectrum of capabilities to collaboratively navigate the creation of value with our customers, partners, shareholders, and employees. To learn more abou the new BCS Financial, visit us at bcsf.com.


The BCS Financial Value Spectrum.
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